FHA Purchase Mortgage

Purchase first or next home with FHA mortgage

The Federal Housing Administrator is stepping up to the plate. Using a FHA loan to purchase your next home has lots of advantages. This mortgage will allow home buyers to purchase property with damaged credit, at very high loan to value's (low to zero down), and at an extremely favorable interest rate.


Still adhering to traditional FHA guidelines of up to 97% loan to values, with gift of funds ok for 3% down payment, the FHA program still allows you to put zero down and still purchase the home. Though the new guidelines have not hit the marketplace, when they do they will offer:

12 month bank statement loan programs
Unpaid collections up to $10,000
Increased loan sizes depending on state guidelines
Many other changes....

The costs associated with an FHA purchase mortgage are usually up front PMI and any costs normally associated with any mortgage program


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Mortgage Options

Conventional Mortgage Loan
Zero Down Mortgage Loan
Construction Loan Mortgage
Custom Home Mortgage
FHA Purchase Mortgage
Investment Mortgage Loan
Payment Option Arm Mortgage



Useful Information

How to purchase a home
Buy house low income
What is a home inspection
How much earnest money
Derogatory credit letters